Just because something is on sale doesn't mean you have to buy it. A deal isn't a deal if it wrecks your budget. Retailers use sales to make you feel like you're missing out — but the truth is, you're not saving money if you weren't planning to spend it in the first place. In that case, buying a $100 item at 25% off does NOT mean you saved $25; it means you spent $75. But did you really need it?
TL;DR stands for "Too Long; Didn't Read." It's a slang term used to introduce a summary of a lengthy text, or as a comment indicating that a piece of writing is too long. Essentially, it's a way of saying, "Here's the short version because the original was too long."
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